Terms and Conditions

Welcome to Bnpl.pk, Pakistan’s leading Buy Now, Pay Later e-commerce platform. By using our services, you agree to comply with the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using Bnpl.pk, you agree to be bound by these Terms and Conditions, our Privacy Policy, and any additional guidelines posted on the platform. If you do not agree, please refrain from using our services.

2. Eligibility

To use Bnpl.pk, you must be:

• At least 18 years old.
• A resident of Pakistan.
• Able to enter into legally binding contracts.

3. Payment Terms

• Buy Now, Pay Later: Bnpl.pk allows you to purchase products upfront and pay for them in installments. The payment schedule and terms will be provided at the time of purchase.
• Late Payments: If payments are not made on time, penalties or late fees may apply. We reserve the right to limit your access to future purchases until outstanding payments are cleared.
• Payment Methods: We accept various payment methods, including credit/debit cards and bank transfers. All transactions are subject to verification and approval.

4. Product Availability

We aim to provide accurate information on product availability. However, we cannot guarantee that a product will always be in stock. If an item is out of stock after you place an order, we will notify you and either cancel the order or offer a substitute.

5. Order Cancellation and Refunds

• Cancellation by Customer: You may cancel your order before it has been dispatched. Once the order is shipped, cancellations are no longer possible.
• Refunds: Refunds will only be issued if the product is defective or damaged upon arrival. Refund requests must be made within 7 days of receiving the item, and the product must be returned in its original packaging.

6. Delivery and Shipping

Bnpl.pk partners with reliable logistics companies to ensure timely deliveries. Shipping fees and delivery times may vary depending on your location. Estimated delivery dates will be provided at checkout, but delays may occur due to unforeseen circumstances.

7. Use of Platform

You agree to use Bnpl.pk only for lawful purposes and in accordance with these Terms and Conditions. You are prohibited from:

• Engaging in any fraudulent or illegal activity.
• Misusing the platform, including hacking or introducing viruses.
• Violating any third-party rights, including intellectual property.

8. Intellectual Property

All content on Bnpl.pk, including but not limited to logos, text, images, and designs, is the property of Bnpl.pk or its content providers. You may not reproduce, distribute, or use any content without prior written permission.

9. Privacy Policy

We value your privacy. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information.

10. Limitation of Liability

Bnpl.pk is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of the platform or any products purchased. We do not guarantee the accuracy, completeness, or reliability of any information provided on the website.

11. Governing Law

These Terms and Conditions are governed by the laws of Pakistan. Any disputes arising from the use of Bnpl.pk will be resolved under the jurisdiction of the courts in Pakistan.

12. Changes to Terms and Conditions

Bnpl.pk reserves the right to modify or update these Terms and Conditions at any time without prior notice. Changes will be posted on the platform, and your continued use of the service constitutes acceptance of the updated terms.

13. Contact Us

For any questions or concerns regarding these Terms and Conditions, please contact us.